If your account has been in good standing for at least six months, and ideally has a low balance, if any, try calling your credit card company to ask for a lower interest rate. It is also important to spend more time on managing your credit because of the disastrous effects of a poor credit score on your life in general. Some may say "You are what you eat" but I say "You are what your FICO score says you are".

Visit this page to get the Find village list of Indian States and Union territories along with their Village. Over here you will get the location map of all Indian States and Union territories.